Does MiniCFO move my money or make trades?

No. The first release works from an export and cannot move money, make payments, or place trades. Any future account connection is intended to be read-only, and action features would require explicit owner approval.

What does it connect to?

The first release starts with a CSV or QuickBooks export, not a live bank connection. Direct connections to accounting, payments, banking, and other tools are later roadmap items.

Small-business owners doing roughly $250K–$5M/year who don't have a full finance team — home-service operators, creators who became businesses, and early founders.

No. We do not sell your financial data. The first release is export-first, and you can request deletion at any time. See our Privacy page for the current process.

Customer briefings are not open yet. Join the waitlist for early access and to help shape what we build first.

AI CFO for small business

Your business finances, explained like a CFO is watching them.

We're building a plain-English CFO briefing from the business numbers you already have. The first release starts with a CSV or QuickBooks export — no bank connection required.

Early access opens in stages. See an illustrative briefing while we finish the customer flow.

MiniCFO

This Week's CFO Briefing

Live

Cash position$84,220

Revenue+18% vs last week

Expenses+9% vs last week

30-day forecastStable

Expense watchAd spend rose 31%

Tax reserveSet aside $4,800

Owner action

Review contractor payments before payroll

Built for small-business operatorsCSV and QuickBooks export firstNo bank connection in v1Owner-reviewed decisions

How it works

From a business export to a clear next move.

Step 01

Start with your export

The first release will accept a CSV or QuickBooks export. Direct bank and app connections are a later phase.

Step 02

See what changed

MiniCFO will summarize validated rows and flag notable cash-flow or expense changes. If it can't read the file, it won't invent a briefing.

Step 03

Get your CFO briefing

The first briefing will be free. Pro will add weekly updates and history when customer access opens.

Product roadmap

The briefing first. A broader toolkit over time.

Weekly CFO Briefing

What changed, where cash went, what came in, what spiked, and what needs your attention — in plain English, every week.

Cash Flow & Runway

Current cash position plus a 30/60/90-day forecast of inflows, outflows, payroll pressure, and tax reserve.

Revenue Quality

Revenue by source, repeat vs. one-time, top customers, concentration risk, and channel performance.

Expense Watch

Spending anomalies, vendor creep, subscription bloat, duplicate charges, and avoidable spend before it adds up.

Tax Prep Organizer

Categorized expenses, reserve reminders, deductible candidates, and an accountant-ready export package. Not tax advice.

Ask MiniCFO

Plain-English answers to the questions that keep you up: hiring, tax reserves, margin, and what happens if revenue drops.

Built for operators

Made for the businesses that run without a finance team.

Home Services

Know which jobs, crews, vendors, and seasons are actually profitable.

See how

Creators

Track sponsorships, subscriptions, product sales, ad spend, and tax set-asides.

See how

Founders

Watch runway, burn, revenue quality, hiring scenarios, and investor-ready metrics.

See how

Data sources

Start with an export. Connections can come later.

The first customer release will start with a CSV or QuickBooks export. The connections below are roadmap items, not live integrations.

Plaid-supported banks

Banking

Coming soon

QuickBooks

Accounting

Coming soon

Stripe

Payments

Coming soon

Shopify

E-commerce

Planned

Gusto

Payroll

Planned

Mercury

Banking

Planned

Coinbase

Crypto

Planned

Google Ads

Marketing

Planned

Meta Ads

Marketing

Planned

Google Sheets

Data

Planned

Pricing

CFO-level visibility, without the CFO salary.

Join the waitlist now — early operators help shape what we build first. No card required.

Starter

For testing the demo.

$0/month

Sample CFO briefing
Manual demo data
1 workspace
Waitlist access

Operator

For solo owners and creators.

$49/month

Weekly CFO briefing
Up to 3 connected accounts/tools
Cash-flow snapshot
Expense anomaly alerts
Tax prep organizer
Ask MiniCFO

Business

For growing teams.

$149/month

Everything in Operator
Unlimited connected tools
30/60/90-day cash forecast
Revenue and margin insights
Team access
Accountant export
Priority support

Advisor / Agency

For bookkeepers, fractional CFOs, agencies, or operators managing multiple businesses.

Custom

Multi-client workspace
Custom reporting
White-label options
Role-based access
Dedicated onboarding

Prices shown are planned launch pricing. Paid plans open as we onboard operators from the waitlist.

Questions

What MiniCFO is — and isn't.

No. MiniCFO organizes, reports, and forecasts your business finances and surfaces things to review. It does not provide investment, tax, legal, or accounting advice. You stay in control of every decision.

Get on the list for a clearer read on your numbers.

The first customer release will turn a CSV or QuickBooks export into a plain-English CFO briefing. No bank connection required.

Export-first briefings·No bank connection in v1·No money movement