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Privacy Policy

Last updated: April 22, 2026

1. Information We Collect

When you use MiniCFO, we collect: your email address and authentication credentials (via Firebase Authentication), financial account data from connected services (Mercury, Coinbase, etc.) accessed through their APIs, and usage analytics to improve the Service.

2. How We Use Your Information

We use your information to: provide and maintain the MiniCFO dashboard, generate financial summaries and AI-powered analysis, display your portfolio and transaction data, and improve the Service.

3. Data Storage & Security

Your data is stored securely using Google Cloud Platform (Firebase/Firestore) with encryption at rest and in transit. Financial API tokens are encrypted and stored server-side — they are never exposed to client-side code.

4. Data Isolation

Each user's financial data is scoped to their authenticated account. You can only access data from financial accounts you have explicitly connected. We enforce server-side access controls to ensure data isolation between users.

5. Third-Party Services

MiniCFO integrates with third-party services including Google (Authentication, Analytics), Mercury (banking), and Coinbase (cryptocurrency). These services have their own privacy policies. We only access data you explicitly authorize.

6. Data Sharing

We do not sell, trade, or rent your personal or financial data to third parties. We may share anonymized, aggregated data for analytics purposes.

7. Data Retention & Deletion

You may request deletion of your account and all associated data at any time. Upon account deletion, your financial data and API tokens will be permanently removed within 30 days.

8. Cookies

MiniCFO uses essential cookies for authentication (session management) and optional analytics cookies (Google Analytics). Authentication cookies are httpOnly and cannot be accessed by client-side JavaScript.

9. Contact

For privacy-related questions or data requests, contact us at hello@tkcgroup.co