Terms of Service

Last updated: October 24, 2026

MiniCFO provides financial organization, reporting, forecasting, and educational insights for business operators. MiniCFO does not provide tax, legal, accounting, investment, or financial advisory services. Always consult a qualified professional before making tax, legal, investment, or major financial decisions.

This is a plain-language summary while our full legal terms are finalized.

1. Acceptance of Terms

By accessing or using MiniCFO ("the Service"), operated by TKC Group, you agree to these Terms. If you do not agree, do not use the Service.

2. What MiniCFO is

MiniCFO is a financial organization and reporting tool for business operators. The first customer release is planned around uploaded CSV or QuickBooks exports and plain-English briefings. Direct account connections are planned for a later phase.

3. Not professional advice

MiniCFO does not provide tax, legal, accounting, investment, or financial advisory services. Its outputs are educational and organizational only. You are responsible for your own decisions and should consult a qualified professional before making tax, legal, investment, or major financial decisions.

4. Read-only by default

Uploaded exports do not grant MiniCFO access to move money. Any future account connection is intended to be read-only, and any action capability will require explicit owner approval.

5. AI may make mistakes

The Service uses AI to generate summaries, forecasts, and suggestions. These may contain inaccuracies. We make no guarantee of accuracy and you should independently verify outputs before acting on them.

6. Your data

You retain ownership of your data. We do not sell your financial data. See our Privacy Policy for handling and deletion details.

7. Limitation of liability

The Service is provided "as is" without warranties of any kind. TKC Group is not liable for financial losses incurred through use of the Service.

8. Accounts & termination

You are responsible for the security of your account. You may request account deletion at any time through the contact address below. We may suspend or terminate accounts that violate these Terms.

9. Contact

Questions about these Terms? Contact us at support@minicfo.ai.

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